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Credit Analyst

Stockman Bank

  • Location: Billings, MT
  • Post Date: 11/11/2018
  • Job Type: FULL TIME
CREDIT ANALYST Regular Full-Time Professional Montana Values Join our team in the Heights today! This position assists the Commercial Loan Officers by spreading customer financial statements and analyzing them. Working to identify credit worthiness of borrowers. Top candidates should have excellent attention to detail- ability to notice and correct errors, document and follow up on important details and provide a quality-end product. Vision Our people, philosophy and the way we do business have positioned Stockman Bank as Montanas premier financial center for business leaders, agriculture operators, commercial developers and real estate owners. We are a Montana-born company, built on western values, focused on creating long-standing relationships through integrity, expertise and results. Our offices are locally managed and community-oriented, allowing us to best serve our customers. Our workforce is well trained and competent and our work environment encourages productivity, personal growth and job satisfaction. Position General Responsibilities: This position assists the Commercial Lender by spreading customer financial statements and analyzing them, identifying customer strengths/weaknesses. In addition they prepare financial forecasts with the assistance of bankers to assist in the assessment of the borrowers capacity. Finally they are responsible for providing support to the banker to assist them in soliciting, developing and maintaining profitable account relationships to increase Stockman Banks market share in this business. Education, Experience and Certification Requirements Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management. Minimum Qualifications 4-year college level course of study in Business Administration and/or financial institution or related field experience or equivalent training and/or experience. , Excellent customer service skills., Strong communication and organizational skills., Must be able to work independently and to prioritize multiple tasks Specific Skills Preferred Attention to Detail- ability to notice and correct errors, document and follow up on important details and provide a high-quality -end-product, Knowledge of financial statement and cash flow analysis, & basic working knowledge of GAAP, Familiarity with legal contracts and the Uniform Commercial Code as related to lending and collateral perfection. Professionalism maintaining a professional attitude, image, and work ethic. Understanding of and ability to work with lending software with proper training. Team Playing willingly collaborating and cooperating with others, developing effective working relationships Ability to remain focused and on task and efficiently work unsupervised meeting all deadlines. Written and verbal communication skills ability to concisely and clearly present critical details. To view our current openings and apply, visit us online at stockmanbank.com
Stockman Bank